Express covenants that protect the grantee are typically found in which type of deed?

Prepare for the North Carolina Broker Reciprocal Exam. Sharpen your skills with flashcards and multiple-choice questions. Each question offers explanations to ensure clarity and understanding. Get ready to excel!

Covenants that protect the grantee are typically found in a general warranty deed. This type of deed offers the highest level of protection to the grantee because it includes specific promises or covenants made by the grantor. These covenants include the right to convey, against encumbrances, quiet enjoyment, and further assurances.

These assurances guarantee that the grantor is providing clear title to the property, and if any issues arise post-transfer regarding ownership or claims against the property, the grantor is responsible for addressing those concerns. Therefore, the general warranty deed provides the grantee with significant legal protection and peace of mind compared to other forms of deeds, which may not include such comprehensive protections.

In contrast, a special warranty deed limits the grantor's liability and only warrants against defects that occurred during the grantor's ownership, while a quitclaim deed offers no warranties whatsoever, simply transferring whatever interest the grantor may have in the property. A grant deed (while similar to a general warranty deed) usually includes some, but not all, of the same covenants provided by a general warranty deed, making it less protective than the general warranty deed.

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