What document typically contains the loan amount, interest rate, term of the loan, and monthly payments?

The note is the correct answer because it is the legal document in which the borrower agrees to repay the lender under specific terms. This document typically details the loan amount, interest rate, loan term, and the monthly payment obligation. The note serves as evidence of the debt and outlines the borrower's promise to repay the loan, as well as the terms that govern that repayment.

In contrast, the mortgage agreement is generally associated with securing the loan by providing collateral (the property) for the lender, but it does not primarily contain the financial details of the loan itself. The deed of trust is similar to a mortgage but involves a third-party trustee and serves to secure the note rather than detailing loan terms. Lastly, the title document verifies ownership of a property, focusing on who owns the property rather than the specified loan terms or payment details. Thus, the note is distinct in that it specifically outlines the financial obligations of the borrower.