What is the term for someone who can secure funds for purchasing property?

The term that accurately describes someone who can secure funds for purchasing property is "an able buyer." An able buyer is someone who possesses the financial means, creditworthiness, or capacity to obtain financing, either through personal resources or by qualifying for a loan. This capability enables them to effectively participate in transactions involving property acquisitions.

Understanding the concept of an able buyer is crucial, particularly in real estate, as it emphasizes not just the intent to purchase but also the practical aspects of financing that the buyer must navigate. This can include demonstrating income, assets, and credit history to lenders, showcasing their ability to finance a property purchase.

In contrast, while an investor certainly has a vested interest in property transactions and may secure funds for property purchases, the term is broader and not specifically focused on the ability to finance a purchase. A seller, likewise, is involved in the transaction by providing the property but does not pertain to securing funds for purchasing. A mortgage holder refers to an entity or individual that provides a loan secured by the property itself, which is a different role in the real estate transaction process. Thus, "an able buyer" best encapsulates the definition in the context of securing funds for purchasing property.