Which form of title insurance provides a broader coverage with more exceptions?

Extended title insurance provides broader coverage with more exceptions compared to other types of title insurance. This type of policy not only covers the basic risks associated with title defects but also extends protection against a wider range of issues such as zoning violations, certain liens, and encroachments.

This additional coverage is particularly beneficial for buyers and lenders seeking reassurance against complex title issues that may arise after the sale or refinancing. Extended title insurance can also cover matters such as the rights of parties in possession, which are not typically covered by standard policies. By contrast, standard title insurance usually offers limited coverage focused primarily on known defects in the title, while comprehensive and basic title options often do not provide the same extent of protection as the extended version.