Which of the following can be considered an encumbrance on property?

An encumbrance on property is any claim, lien, or liability attached to the property that may affect its value or transferability. Each of the options listed—lease, mortgage, and easement—represents a different type of encumbrance.

A lease establishes a tenant's right to use the property for a specified period, creating a legal interest that can restrict the owner's use of the property during that time.

A mortgage serves as a financial encumbrance, where the property secures a loan. The lender has a lien on the property until the debt is satisfied, which could affect the owner's ability to sell or refinance the property without addressing the mortgage first.

An easement allows another party to use a portion of the property for a specific purpose, such as access to a road or utility lines. This can impact how the owner uses their property, as they must adhere to the rights granted by the easement.

Since all these elements—leases, mortgages, and easements—limit or affect the owner's rights in some way, they are all recognized as encumbrances. Therefore, the correct answer encompasses all of the listed options, making the complete answer “all of the above.”